Geithner won't leave until 2013: White House

WASHINGTON (Reuters) - Treasury Secretary Timothy Geithner plans to stay into early next year to help the Obama administration forge a deal with lawmakers to avert the looming fiscal crisis, the White House said on Friday.

The Obama administration and Congress have less than two months to soften the blow from the "fiscal cliff" or $600 billion worth of tax hikes and spending cuts that will be sucked out of the economy next year if Washington fails to act to change current law.

"Geithner has indicated that he will stay on through inauguration and he will be, obviously, a key participant in the negotiations around the so-called fiscal cliff issues," White House spokesman Jay Carney told reporters.

Geithner has long said he planned to step down if President Barack Obama won a second term, after spending grueling time dealing with the 2007-09 financial crisis first as the head of the New York Fed and then as Obama's Treasury chief.

After helping the White House negotiate last year's budget deal to raise the debt limit and cut the deficit, Geithner won over many Republicans who viewed him as reasonable and willing to listen to their concerns.

It is not clear who Obama will pick to replace Geithner but his chief of staff and former budget director, Jack Lew, is seen as a favorite because of his expertise and the fact that budget and tax reform could dominate the administration's domestic agenda.

The White House did not have a specific date for when Geithner would leave and would not comment on whether he would stay until the administration brokered a deal. It also was not clear whether the Senate would have the time to confirm Obama's nominee before inauguration January 21 given the urgency of the fiscal talks and number of other key positions that have to be filled.

Obama will have to move quickly to replace Secretary of State Hillary Clinton, who is planning to leave, as well as CIA Director David Petraeus, who abruptly resigned on Friday citing an extramarital affair.

Another possible contender for the Treasury job is Erskine Bowles, who was Bill Clinton's chief of staff and was appointed by Obama to help craft a deficit reduction plan.

Roger Altman, a Clinton-era deputy Treasury secretary and co-founder of investment firm Evercore Partners; Sheryl Sandberg, the chief operating officer of Facebook; and Laurence Fink, the chief executive of asset manager BlackRock, are other names that have been floated.

(Reporting By Rachelle Younglai; Editing by Bill Trott)

Source: http://news.yahoo.com/geithner-wont-leave-until-2013-white-house-194121624--sector.html

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That venture capital shakeout is still taking way too long | PandoDaily

Lately, I?ve heard a lot of VCs bringing up how much of their industry is going out of business. As both a member of the press and an entrepreneur, it?s hard for me to feel much pity or see it as some great sign of Darwinian health. Mostly, because I?ve now been writing about a venture capital shakeout since the year after I arrived in Silicon Valley.

This might be the slowest industry reckoning the capitalist world has ever seen. Seriously, Godot got here quicker.

It occurs to me that if I?m going to complain about the pivots and acqui-hires and the overall decrease of actual failure in Silicon Valley, I should start with the part of the Valley that funds it all.

By my count we are more than a decade now into a ?shake-out? in venture capital dating back to the excesses of the dot com crash. Yes, it is more real than theoretical after the last few years. Firms have started to go out of business and the concentration of limited partner money is going to a smaller and smaller set of firms. There was one particular quarter last year when just seven funds raised 80 percent of the venture capital.

But that quarter was mostly an anomaly and considering 95 percent of the returns still come from 5 percent of the deals, it seems the VCs are still getting a better deal than their investors.

As I?ve written before, there are precious few firms who can raise as much money as they want. Everyone else is scrapping. But the shocker to me has been how many firms people keep whispering are DOA that somehow find an LP somewhere in the world willing to give them another shot.

There are two reasons why. The first is that there is just a ton of institutional wealth that has been created in the world. First, in the US towards the end of the 20th century, and increasingly, in emerging markets. When nearly every institutional fund wants to put a tiny percentage of its wealth in the basket of ?alternative assets? like venture capital, that just adds up to more money than the industry can really put to work in good ways ? even at current levels.

The second reason is this chart:

Cambridge Associates, which tracks venture capital liquidity, released its most recent numbers last week and showed that, yep, results are down of late. But their investors measure them in ten-year increments, because the companies they fund take a while to mature and exit. And it turns out that math is almost always forgiving.

For a long time the ten-year index still included the heady times of 1999 and early 2000, so they were artificially bolstered up. Those have only recently fallen out ? about the time the bulk of this actual shakeout really started.

But now, Cambridge proclaims that the anemic post-bubble years of 2001 and 2002 are falling off the index as well. That?s causing the aggregate long term numbers to rise again. Are they the best venture capital has ever seen? Not at all. But they?re better than the market average.

And that?s the thing. We can all talk about ?venture style returns,? and most people mean making 10 times your cash. But as long as that?s the dreamy upside, and the downside is beating the market, investors still keep putting cash in.?Even if ? in practice ? most of those firms aren?t beating the market. Many aren?t returning capital at all. Everyone is just a hit away from dumb money looking brilliant.

In a perfect world, only the firms actually delivering would raise another round. But those good firms are all over-booked. So the rest of the industry?s cash goes to the rest or doesn?t invest.

VCs acutely feel like a shakeout is real and severe. But that?s largely because they?ve been in venture capital too long. It?s an insanely forgiving business, even if you?re on the losing end. Firms don?t just close down the way a company does. Each fund is a ten-year investment cycle that doesn?t end until the last deal has gone public, sold or gone under. They can limp along seemingly infinitely.

Several VCs I?ve talked to have pointed out that out of some 700 funds that are technically listed as doing business in the US, only 97 of them have invested at least $1 million for four straight quarters in the room. 700 down to 97 is certainly extreme.

But honestly, can you even name 97 venture firms? I write about this stuff for a living and I can maybe name 20 off the top of my head. Remember: This is a home run business and 95 percent of the returns are coming from 5 percent of the deals. Let?s be generous and say, at least fifty of those 97 can be putting up what LPs consider venture style numbers.

Clearly 600 firms would disagree with me that a venture shakeout hasn?t been severe enough. I don?t have a lot of pity for them. Anyone going under in this business has been given at least 10 years of second chances while their portfolio companies suffer far harsher economic realities.

[Illustration by Hallie Bateman]

Source: http://pandodaily.com/2012/11/09/that-venture-capital-shakeout-is-still-taking-way-too-long/

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Nikki Haley, National GOP Star, Struggles At Home In South Carolina

Republican vice presidential nominee, Rep. Paul Ryan, left and Republican presidential nominee Mitt Romney waves to delegates after his speech at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Republican presidential nominee Mitt Romney acknowledges delegates before speaking at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Jae C. Hong)

Republican vice presidential nominee, Rep. Paul Ryan and his wife Janna salute delegates following Republican presidential nominee Mitt Romney's speech during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. Behind is Mitt Romney and his wife Ann. (AP Photo/Charlie Neibergall)

Mitt Romney

Republican presidential nominee Mitt Romney waves to delegates before speaking at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/David Goldman)

Mitt Romney

Republican presidential nominee Mitt Romney acknowledges delegates before speaking at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/David Goldman)

Mitt Romney

Republican presidential nominee Mitt Romney addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Mitt Romney

Republican presidential nominee Mitt Romney hugs a supporter as he walks to the stage during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Republican presidential nominee Mitt Romney makes his way through delegates before speaking at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Ann Romney, wife of U.S. Republican presidential nominee Mitt Romney, cheers as Olympians are introduced during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Republican vice presidential nominee, Rep. Paul Ryan, right, and his wife Janna applaud during Florida Senator Marco Rubio's speech during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Lynne Sladky)

Republican vice presidential nominee, Rep. Paul Ryan, right, along with Ann Romney, wife of U.S. Republican presidential nominee Mitt Romney, left, applaud during Florida Senator Marco Rubio's speech at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Lynne Sladky)

Marco Rubio

Florida Senator Marco Rubio addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charles Dharapak)

Florida Senator Marco Rubio addresses delegates during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Marco Rubio

Florida Senator Marco Rubio addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Clint Eastwood

Actor Clint Eastwood addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Actor Clint Eastwood speaks to an empty chair while addressed delegates during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Lynne Sladky)

Tom Stemberg, founder and former CEO of Staples speaks to delegates during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Bob White

Chairman of the Romney-Ryan Campaign Bob White addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Pam Finlayson

Pam Finlayson addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Frantz Placide and Sean Duffy, center, listen to Former Florida Governor Jeb Bush, left, as he speaks during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012.during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Lynne Sladky)

Jeb Bush

Former Florida Governor Jeb Bush addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Jae C. Hong)

Former Florida Governor Jeb Bush steps onstage to speak to delegates at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Lynne Sladky)

Oscar Poole

Oscar Poole from Ellijay, Ga., wears his hat at the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/David Goldman)

Newt Gingrich, Callista Gingrich

Former House Speaker Newt Gingrich and his wife Callista addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charles Dharapak)

Former House Speaker Newt Gingrich and his wife Callista walk onto the stage to speak to delegates during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Former House Speaker Newt Gingrich and his wife Callista speak to delegates during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Herman Cain recites the Pledge of Allegiance during the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Charlie Neibergall)

Connie Mack

Rep. Connie Mack, R-Fla., addresses the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Senator Scott Brown, R-Mass., answers questions during a press conference in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Patrick Semansky)

Stagehands make final adjustments to the expanded stage where Republican presidential nominee Mitt Romney will accept his party's nomination later tonight a the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/Jae C. Hong)

Protesters yell as Republican vice presidential nominee, Rep. Paul Ryan addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/Jae C. Hong)

A delegate holds up a mask of Republican vice presidential nominee, Rep. Paul Ryan during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/David Goldman)

Jeb Bush

FILE In this Aug. 27, 2012 file photo, former Florida Gov. Jeb Bush looks at the convention floor from the podium during a microphone check at the Republican National Convention in Tampa, Fla. (AP Photo/J. Scott Applewhite, File)

Stagehands make final adjustments to the expanded stage where Republican presidential nominee Mitt Romney will accept his party's nomination later tonight a the Republican National Convention in Tampa, Fla., on Thursday, Aug. 30, 2012. (AP Photo/J. Scott Applewhite)

Paul Ryan

Republican vice presidential nominee, Rep. Paul Ryan waves toward the delegates during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Paul Ryan

Republican vice presidential nominee, Rep. Paul Ryan addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Sam Ryan yawns in his mother's arms while Janna listen to her husband Republican vice presidential nominee, Rep. Paul Ryan's speech during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. Right is Charlie Ryan. (AP Photo/Charlie Neibergall)

Ann Romney, wife of U.S. Republican presidential nominee Mitt Romney, applauds with Republican vice presidential nominee, Rep. Paul Ryan's wife during Paul Ryan's speech during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/Charlie Neibergall)

Republican vice presidential nominee, Rep. Paul Ryan speaks to delegates during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012.(AP Photo/Charlie Neibergall)

Condoleezza Rice

Former Secretary of State Condoleezza Rice addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/Charles Dharapak)

Susana Martinez

New Mexico Governor Susana Martinez addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Condoleezza Rice

Former Secretary of State Condoleezza Rice addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Mike Huckabee

Former governor of Arkansas Mike Huckabee addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Mike Huckabee

Former governor of Arkansas Mike Huckabee addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Mike Huckabee

Former governor of Arkansas Mike Huckabee addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Republican vice presidential nominee, Rep. Paul Ryan's wife Janna, left, sits next to his mother Betty Ryan Douglas during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/Charlie Neibergall)

Tim Pawlenty

Former Minnesota Governor Tim Pawlenty addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Rob Portman

Ohio Senator Rob Portman addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Rob Portman

Ohio Senator Rob Portman addresses the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

John Thune

South Dakota Senator John Thune gestures to the delegates during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/Charles Dharapak)

Rob Portman

Ohio Senator Rob Portman waves to the delegates during the Republican National Convention in Tampa, Fla., on Wednesday, Aug. 29, 2012. (AP Photo/J. Scott Applewhite)

Source: http://www.huffingtonpost.com/2012/10/30/nikki-haley_n_2045659.html

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Is Flood Insurance Necessary? : Property Insurance Coverage Law ...

The events of the last week and the week to come should have all home and business owners seriously considering flood insurance if they don?t already have flood coverage. Natural disasters involving flood hit both the east and west coasts of the United States.

On the evening of Saturday, October 27, 2012, a 7.7 magnitude earthquake hit off the west coast of Canada caused tsunami warnings for the entire west coast of the United States and Hawaii. Luckily, the waves that hit the shores did not cause damage. For the last few days, the east coast of the United States waited for Hurricane Sandy to hit the eastern seaboard and converge with the weather conditions from the north to cause a weather phenomenon that weather experts call a "Frankenstorm". Although its still early, predictions of damage exceeding $1 billion is already estimated. The predictions are that storm surge may cause the worst portion of the damage.

For much of the population that lives in coastal and flood plains, flood insurance is an additional type of coverage that must be purchased separately from regular property insurance. The National Flood Insurance Program?s official website, www.floodsmart.gov, outlines flood coverage for homeowner and commercial policies and has a wealth of information that outlines preparation for flood and recovery.

Flood comes in the aftermath of earthquakes, storms, and even wildfires. Business and homeowners alike can utilize the information from floodsmart.gov to determine whether they should purchase flood insurance.

Source: http://www.propertyinsurancecoveragelaw.com/2012/10/articles/insurance/is-flood-insurance-necessary/

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BBC scandal raises questions for incoming NYT boss

LONDON (AP) ? The child abuse scandal that has enveloped one of Britain's most respected news organizations is now hitting one of America's, as the incoming president of The New York Times is on the defensive about his final days as head of the BBC.

Mark Thompson was in charge of the BBC in late 2011 when the broadcaster shelved what would have been a bombshell investigation alleging that the late Jimmy Savile, one of its biggest stars, was a serial sex offender.

The BBC scandal has horrified Britain with revelations that Savile, a popular children's television presenter, cajoled and coerced vulnerable teens into having sex with him in his car, in his camper van, and even in dingy dressing rooms on BBC premises. He is also alleged to have sexually assaulted disabled children at hospitals that he helped by raising charity funds.

Police say there could be more than 200 victims, leading one child protection charity to say that Savile could rank among Britain's most prolific child sex predators.

In a sign of how the scandal may spread, the BBC said Tuesday it was looking into claims of sexual abuse and harassment against nine other current and former employees and contributors.

As increasing numbers of BBC executives come under the microscope over what they knew about Savile ? and why the posthumous expose about his sexual crimes was blocked from being broadcast ? Thompson is being quizzed about his role as well.

Thompson, 55, was the BBC director-general from 2004 until last month.

In a letter to Conservative lawmaker Rob Wilson, Thompson laid out his defense, saying he never worked with Savile, never worked on any of the entertainer's programs and indeed never met the man. Referring to the increasing number of BBC employees who have come forward to say that Savile's interest in young girls was widely rumored, Thompson said he had never been aware of the whispers.

"If I had, I would have raised them with senior colleagues and contacted the police," said Thompson.

The controversy over Saville was compounded when it emerged that an investigation into his misdeeds by the BBC's own "Newsnight" program was shelved last year only weeks before the broadcaster aired a glowing holiday tribute show to Savile.

Now journalists and lawmakers are asking whether BBC bosses canned the "Newsnight" show to protect their star, a prodigious charity fundraiser who was widely eulogized following his death last year at age 84.

The corporation denies a cover-up, although "Newsnight" editor Peter Rippon recently stepped down as the BBC's internal investigation got under way. After weeks of standing by Rippon, the BBC has said his explanation about why the Savile show was not broadcast was incomplete and inaccurate.

With Thompson about to move from one of the most important jobs in the British media to one of most important jobs in American journalism, exactly what he knew ? and when he knew it ?could be critical to his future career.

In a statement last week, Thompson said he had "never heard any allegations or received any complaints" about Savile during his tenure.

But an Oct. 7 story by London's Sunday Times appeared to contradict him, reporting that a BBC journalist had tipped Thompson off about the Savile investigation.

The Sunday Times is published by News International, an arm of Rupert Murdoch's global News Corp. empire, and has no corporate ties to The New York Times.

Thompson acknowledged being warned about what was happening at "Newsnight" by a BBC journalist during a company cocktail party late last year, but he said the journalist never "set out what allegations 'Newsnight' were investigating or had been investigating."

Thompson said he followed the matter up with other executives who told him the "Newsnight" investigation was canceled for journalistic reasons ? suggesting that they believed there wasn't enough evidence for an expose on Savile.

"I had no reason to believe that anyone in the BBC was withholding controversial or incriminating material," Thompson wrote in his letter to Wilson, the lawmaker.

Wilson told The Associated Press on Wednesday that he has written to Thompson again seeking more answers.

"There are questions about how much the journalist told him about the 'Newsnight' investigation that need to be cleared up as quickly as possible," Wilson said, adding that Thompson said he is willing to answer questions before the U.K. parliamentary committee looking into the matter and the BBC's own inquiry.

Wilson said Thompson's fitness to serve as The New York Times chief depends on the outcome of the various inquiries.

But The New York Times has already waited months for a new permanent chief executive following the resignation of Janet Robinson last December. One analyst said the paper could ill afford to wait any longer.

"My feeling is if he (Thompson) has no 'problem' that could surface in the near future there would be no need for him to delay," said Edward Atorino, an analyst with The Benchmark Company. "If there is an issue he should withdraw."

The controversy drew the attention of The New York Times' public editor, Margaret Sullivan, who on Tuesday asked Times readers to evaluate the incoming chief's answers.

"How likely is it that he knew nothing?" she asked. "A director general of a giant media company is something like a newspaper's publisher. Would a publisher be very likely to know if an investigation of one of its own people on sexual abuse charges had been killed?"

In a carefully worded paragraph that followed, she raised the issue of Thompson's fitness to serve as The New York Times chief.

"His integrity and decision-making are bound to affect The Times and its journalism ? profoundly," she wrote. "It's worth considering now whether he is the right person for the job, given this turn of events."

Sullivan said while finding an answer was "not as easy as it sounds ... all these questions ought to be asked."

Sullivan's office said Wednesday she would not be elaborating on her post.

A call and an email to The New York Times seeking comment were not immediately returned Wednesday.

Source: http://news.yahoo.com/bbc-scandal-raises-questions-incoming-nyt-boss-115555430.html

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Canada slow to respond to cyber threats: auditor (Yahoo Security)

(Reuters) - Canada's response to cyber threats has been slow and incomplete, the federal Auditor General said in a report on Tuesday that cited bad communication and part-time monitoring as weaknesses in the nation's computer and infrastructure security system.

The federal Conservative government has made limited progress in patching cracks in the security of Canada's physical and information technology network since a cyber attack crippled the Finance Department and Treasury Board in 2011, Auditor General Michael Ferguson said.

Ferguson criticized poor monitoring of threats, noting the Canadian Cyber Incident Response Center is still not operating 24 hours a day or seven days a week, as was intended when the center was set up seven years ago.

"This restriction on operating hours can delay the detection of emerging threats and the sharing of related information among stakeholders," the report concluded.

The report comes nearly two years after the government was forced to shut down Internet access in key departments after servers linked to China infiltrated computer systems at the Finance Department and Treasury Board. The January 2011 attack was linked with attempts to gather data about a potential takeover of Potash Corp of Saskatchewan, the world's biggest fertilizer producer.

The opposition Liberals seized on the report as evidence the government has not done enough to shore up security after the 2011 incident.

"Cyber criminals ... don't keep bankers' hours. I wonder why the government of Canada should be keeping those hours when cyber criminals are working 24 hours a day?" Liberal leader Bob Rae said in Parliament.

Prime Minister Stephen Harper said his government has accepted the recommendations in the report and would spend more to improve security.

"The Auditor General's general conclusion ... is that the government has made progress in securing its systems, in improving communications and in building partnerships with owners and operations of critical infrastructure, but there is more work to be done," Harper told Parliament.

"The government is continuing to make investments to deal with these problems."

Canada is trying to shore up protection for the country's infrastructure and IT assets, including government information systems and private-sector players who operate pipelines, power plants, broadcasters, banking systems and manufacturing and transportation systems.

The annual report from the federal spending watchdog is the first audit of the government's cyber-security strategy, which it launched in 2010.

The report said the government will spend another C$13 million ($13.2 million) over the next five years to boost monitoring at the response center to 15 hours a day, seven days a week, still a far cry from the round-the-clock coverage originally planned.

The government, which receives advance copies of the Auditor General report, said last week that it will spend an additional C$155 million over five years on cyber security, raising speculation the report would be damning.

The report comes less than a week after U.S. Defense Secretary Leon Panetta said cyberspace is the battlefield of the future, with attackers already going after banks and developing the ability to strike U.S. power grids and government systems.

U.S. banks and financial institutions have been under sustained attack in recent weeks by suspected Iranian hackers thought to be responding to economic sanctions aimed at forcing Tehran to negotiate over its nuclear program.

($1=$0.99 Canadian)

(Reporting By Andrea Hopkins; Editing by Stacey Joyce; and Peter Galloway)

Source: http://news.yahoo.com/canada-slow-respond-cyber-threats-auditor-152528334.html

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Hunted No More

A heart breaking story. A corrupt government. And a guild of assassins. This can only lead to violence and betrayal.

Owner:

Game Masters:

This topic is an Out Of Character part of the roleplay, ?Hunted No More?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "Hunted No More"

You may edit this first post as you see fit.

MiraMija

Member for 0 years

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Hey could I have the second in command? This looks awesome!

LuvYouLuvingMe

Member for 0 years

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Hey there. Which races are allowed? Only humans?

Super Smash, The Defender

"Only a true defender knows the agony of a failure, when everything he stood for has fallen." - Super Smash

SuperSmash

Member for 0 years

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I'll go with Assassin if i can have it x3

SuperSmash

Member for 0 years

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Just to be clear, real actor's faces are not allowed? If you please I'll take the Head of the Guild. I'll have a profile up once I figure out a face claim.

Erik7622

Member for 1 years

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May I reserve second in command? ill start working on it asap.

Arik223

Member for 1 years

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Err...made a mistake over the character. Forgot to remove the last sentence, just never mind it.

SuperSmash

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Gah, yah know what, refuse the char, i just noticed i forgot to change more things.. will submit a second time.

SuperSmash

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Additive restores antibiotic effectiveness against MRSA

Tuesday, October 23, 2012

Researchers from North Carolina State University have increased the potency of a compound that reactivates antibiotics against methicillin-resistant Staphylococcus aureus (MRSA), an antibiotic-resistant form of Staphylococcus that is notoriously difficult to treat. Their improved compound removes the bacteria's antibiotic resistance and allows the antibiotic to once again become effective at normal dosage levels.

NC State chemist Christian Melander had previously proven the effectiveness of a 2-aminoimidazole compound in reactivating antibiotics against resistant bacterial strains. However, the original compound was not potent enough. In his latest work, described in a paper appearing in Angewandte Chemie, Melander, research assistant professor Roberta Worthington and graduate student Tyler Harris have solved the potency issue, bringing them one step closer to in vivo testing.

"You measure antibiotic effectiveness by growing bacteria in the presence of an antibiotic," Melander says. "The concentration you typically want to observe is about one microgram per milliliter or less of the antibiotic to halt bacterial growth. At that point the bacterial strain is considered susceptible to and treatable by that antibiotic. If a higher concentration of antibiotic is required to halt bacterial growth, the bacterial strain in question is considered untreatable. Some of the MRSA strains we work with require 512 micrograms per milliliter of the antibiotic of choice to control growth ? 500 times over the limit. Adding our compound brought the level down to one microgram per milliliter again."

The compound works by short-circuiting the bacteria's ability to mount a defense against the antibiotic. When antibiotics interact with bacteria, receptors on the surface of the bacteria identify the antibiotic as a threat and the bacteria can then choose what to do to survive. MRSA either creates a biofilm or makes genetic changes that prevent the antibiotic from disrupting its cell structure. According to Melander, "We believe that our compound renders the bacteria unable to recognize the antibiotic as a threat, essentially stopping the defensive process before it can begin."

###

North Carolina State University: http://www.ncsu.edu

Thanks to North Carolina State University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/124712/Additive_restores_antibiotic_effectiveness_against_MRSA

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Formula unlocks secrets of cauliflower's geometry

ScienceDaily (Oct. 23, 2012) ? The laws that govern how intricate surface patterns, such as those found in the cauliflower, develop over time have been described, for the first time, by a group of European researchers.

In a study published October 24, in the Institute of Physics and German Physical Society's New Journal of Physics, researchers have provided a mathematical formula to describe the processes that dictate how cauliflower-like patterns -- a type of fractal pattern -- form and develop.

The term fractal defines a pattern that, when you take a small part of it, looks similar, although perhaps not identical, to its full structure. For example, the leaf of a fern tree resembles the full plant and a river's tributary resembles the shape of the river itself.

Nature is full of fractal patterns; they can be seen in clouds, lightning bolts, crystals, snowflakes, mountains, and blood vessels. The fractal pattern of the cauliflower plant is ubiquitous and can be spotted in numerous living and non-living systems.

The properties of fractals, such as their shapes, sizes and relative positions, have been studied extensively; however, little is known about the processes involved in their formation.

To identify this, the researchers, from Comillas Pontifical University, Universidad Carlos III de Madrid, Instituto de Ciencia de Materiales-CSIC, ?cole Polytechnique and Katholieke Universiteit Leuven, firstly grew thin films using a technique known as chemical vapour deposition (CVD).

CVD is a technique used to grow a solid, in which a substrate is exposed to a number of precursors that react and/or decompose on its surface to create a specific thin film. The researchers tailored the CVD process so the film would grow into shapes similar to those seen on a cauliflower, but limited to the submicron scales.

From this the researchers were able to derive the formula which described how the cauliflower-like patterns develop over time. They proved that the formula was able to successfully predict the final cauliflower-like patterns by comparing them to actual cauliflower plants and combustion fronts, both of which occur at much larger scales.

Co-author of the paper, Mario Castro, said: "In spite of the widespread success of fractal geometry to describe natural and artificial fractal shapes, purely geometrical descriptions do not provide insight into the laws that govern the emergence of the shapes in time.

"We believe that by knowing the general laws that dictate how these patterns form and grow, it will help to identify the biological and physical mechanisms that are at play."

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Story Source:

The above story is reprinted from materials provided by Institute of Physics (IOP), via AlphaGalileo.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Mario Castro, Rodolfo Cuerno, Matteo Nicoli, Luis V?zquez, Josephus G Buijnsters. Universality of cauliflower-like fronts: from nanoscale thin films to macroscopic plants. New Journal of Physics, 2012; 14 (10): 103039 DOI: 10.1088/1367-2630/14/10/103039

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/B5zt4tTbo-4/121023204632.htm

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Apple's New iMacs Are Crazy Thin

Apple has defied that assumption that the desktop is on the outs and dropped refreshed super-thin iMacs at its event today. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/5zbccB-SAF0/apples-new-imacs-are-crazy-thin

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Major trade powers using stealth protectionism: study

GENEVA (Reuters) - The world's biggest economies, especially the European Union and Japan are using protectionist policies that fly below the World Trade Organization's radar, according to a forthcoming study by two experts.

The study, by Vinod Aggarwal, professor of political science at Berkeley, and Simon Evenett, professor of international trade and economic development at the University of St. Gallen, examined seven major economies and 869 non-macroeconomic trade policies they have taken since the financial crisis began.

"During the period November 2008-May 2012 there was considerable resort to less transparent policy instruments (so called ?murky protectionism') and to policy instruments that are not covered or are weakly covered by WTO rules," says the study, which will be published in the Oxford Review of Economic Policy.

At the start of the period under review, the world's largest economies vowed not to resort to protectionism at a G20 crisis summit in Washington.

If they have stuck to the letter of that promise, by and large, the study found they have not observed the spirit of it.

The authors surveyed Brazil, China, the European Union, South Korea, Japan, Russia and the United States, and found that they had not only tried to protect their economies against foreign competition but also often "picked winners" among their own firms, leaving the rest to bear the brunt of the crisis.

"Here's the bottom line for managers: don't count on WTO rules to protect your interests," the authors wrote in a blog published by the Harvard Business Review on Monday.

"Don't be misled by the avowed rejections of protectionism. Just because tariffs aren't being raised across the board, it doesn't mean firms' overseas commercial interests are being treated without prejudice."

WTO Director General Pascal Lamy said in June that there was "very broad confidence" in the WTO's dispute settlement system but also warned of an "alarming" rise in trade restrictions, now affecting 3 percent of global merchandise trade.

Aggarwal and Evenett said trade disputes had begun to crop up over crisis-era policies affecting auto parts, wind power, and solar panels, but said those formal disputes could represent the tip of the iceberg.

UNCONSTRAINED

The European Union and its 27 member states generated more than a third of the policies identified by the study, and 93 percent of them discriminated against foreign competition, a slightly higher proportion than in Japan and the United States.

European and Japanese discriminatory policies were also the most "selective", with more than two-thirds specifically targeting particular firms in the domestic market.

A tally of the 10 most affected sectors in each of the seven economies revealed that - in varying concentrations - all of them used policies that either discriminated against foreign competition or selectively favored domestic firms.

And the economies that resorted most to discrimination tended to rely most on policies where the WTO rules were weakest, such as bailouts, trade finance, and investment incentives - in 84 percent of cases in the EU.

Brazil, which was the least discriminatory and selective in its policies, generally regulated trade with measures that were subject to the toughest WTO scrutiny.

"Such a correlation casts doubt on some of the strong claims in the industrial policy literature that WTO rules impose substantial constraints on government intervention, at least during the crisis era," the authors wrote in the study.

(Reporting by Tom Miles; Editing by Jon Hemming)

Source: http://news.yahoo.com/major-trade-powers-using-stealth-protectionism-study-221455981--business.html

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iBooks Author 2.0 available in Mac App Store

iBooks Author, Apple book creation app for Mac, has gone 2.0 and is now available in the Mac App Store. It includes the ability to make portrait-only books, embed custom fonts, and more. As the resident math nerd, the most exciting new feature to me is support for creating mathematic expressions with LaTeX and MathML.

• Create new gorgeous portrait-only books
• Embed custom fonts into books for complete control over text appearance
• Add even more interactivity with new Scrolling Sidebar and Pop-Over widgets
• Support for mathematical expressions with new native equation editing using both LaTeX and MathML notation
• Automatic optimization of media for iPad
• Improved support for embedded audio, including the ability to play an audio file by tapping an image
• Improved publishing workflow, including automatic sample book creation and pre-publish checking
• Additional Apple-designed templates
• Version numbering for books
• Enhanced to take advantage of the Retina display on the new MacBook Pro
• Performance improvements
• Usability improvements

Have any of you written a book with iBooks Author, yet? Are you planning to? I started a math study guide a long time ago and never finished partly because of how tedious it was to add equations, but now that iBooks Author supports LaTeX, I just may finish that project soon rather than later!

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How do you minimize 401(k) expenses? - The Help Desk - Personal ...

When I looked at the funds offered in my girlfriend's 401(k) plan, I noticed that almost all of the funds had maintenance fees of more than 1.65% and a 1% deferred load. Is this common for 401(k)s? Are there ways to minimize her 401(k) expenses? ? Brian

You are right to be concerned, since those fees are fairly high. By comparison, MONEY recently reported that average annual expenses for plans of various sizes ranged from 0.36% in the biggest plans to 1.4% in the smallest. (For more detail on 401(k) fees, go to http://money.cnn.com/2012/07/25/retirement/401k-fees.moneymag/index.htm.) From year to year, the high fees in your girlfriend's plan could be a serious drag on returns.

One way to minimize the impact of fees is to look for passively managed index funds, which are likely to be the cheapest offerings available in her 401(k). If her plan doesn't currently offer index funds, she might consider lobbying her employer or plan sponsor to bring in some lower-cost options.

If she has done what she can to lower fees, she should continue to fund her 401(k) in order to receive any employer matching. That's free money, and even with the slightly higher fees, it will provide a net boost to her retirement savings. But she might consider making contributions beyond that amount to a self-directed IRA or Roth IRA. Just be aware that contributions to IRAs are limited to $5,000 per year ($6,000 for those 50 or older), which is much lower than the current annual 401(k) contribution limit of $17,000 (or $22,500 for those 50 or older).

The key benefit of IRAs to your girlfriend is that they typically feature a much broader range of funds than the average 401(k) plan. Many of these options, such as ETFs, charge lower fees than the average equity mutual fund.

? Marc Mewshaw

Got a question for the Help Desk? Send it to?helpdesk@cnnmoney.com.

Source: http://helpdesk.blogs.money.cnn.com/2012/10/22/minimize-401k-expenses-fees/

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Salon shooter bought gun despite court order

A man who burst into a Wisconsin nail salon and opened fire was found dead on the premises. Three other people were confirmed dead and four more injured. NBC's Kevin Tibbles reports.

By NBC News staff

In this version: Shooter bought gun two days after court issued restraining order that demanded he turn in firearms.

?

Updated at 5:36 p.m. ET: Zina Haughton, the estranged wife of the man who fatally shot her and two other women at a Wisconsin salon, told a court that her husband had terrified her for years, The Associated Press reported.

Zina Haughton, of Brown Deer, Wis., filed a restraining order against her husband, Radcliffe Haughton, on Oct. 8. She wrote that her husband believed she was cheating on him, and that he had vowed to burn her and her two daughters with gas.

NBC's M. Alex Johnson, Bill Dedman, Isolde Raftery, Tricia Culligan and Andrew Mach contributed to this report, along with Charles Benson, Todd Hicks, Susan Kim and Jermont Terry of WTMJ-TV in Milwaukee. Follow M. Alex Johnson on Twitter and Facebook.

In early October, Radcliffe Haughton, 45, was arrested for slashing his wife's tires. On Thursday, a court approved a restraining order she had sought and ordered him to turn in any firearms he owned. Two days later, he purchased a .40-caliber semiautomatic weapon used in the shootings, Brown Deer police said in a statement.

?
People who buy handguns from gun dealers must wait 48 hours after they have cleared a background check from the Department of Justice to pick up their firearm. There is no such waiting period or background check required in Wisconsin for people who purchase handguns from private individuals, which police say Radcliffe Haughton did.

The other victims killed in the shooting at the Azana Salon & Spa were Cary L. Robuck, 35 of Racine, Wis., and Maelyn M. Lind, 38, of Oconomowoc, Wis. Radcliffe Haughton was found dead in a locked part of the salon. Four more women who were hurt in the shooting were recovering from gunshot wounds to their arms and legs.?

Suspect's wife a 'hero'

A woman who said she was inside the salon said Zina Haughton acted like a hero when her estranged husband entered.

Milwaukee County Sheriff's Office

Alleged gunman Radcliffe Haughton is seen in this undated booking photo. Haughton is accused of killing three people and injuring four others at a Wisconsin salon on Sunday.

?Zina immediately jumped in, got in front of the reception desk, tried diffusing the situation, talked to him, said this was a place of peace,? Betty Brunner told NBC affiliate Today?s TMJ4 in Milwaukee. ?I know more people would have been killed if it wasn?t for her.? She did her best to save lives, Brunner said. ?She was amazing.???

Suspect's father aghast
Radcliffe Haughton's father, also named Radcliffe, was shocked and dismayed upon learning that his son was the suspect.

"Oh, my God," the elder Haughton told WTMJ in a telephone interview from his home in Florida.

"The Haughton family apologizes, and we are sorry."

A witness who was inside a Wisconsin salon during a deadly shooting calls the actions of the gunman's estranged wife 'heroic.' NBC's Chris Clackum reports.

"This is not a reflection of the Haughton family," he said, adding: "One member of the Haughton family has done something terrible. This is not the Haughtons' way. This is not the way we live. This is not how I raised my son up."

Haughton told the Milwaukee Journal-Sentinel that he spoke to his son just last week, telling him he could stay with him in Florida if he needed to. "I told him, 'Whatever you do, don't do anything stupid'," he said. It was the second mass shooting in the Milwaukee area in 2 1/2 months. A gunman opened fire at a Sikh temple near Milwaukee on Aug. 5, killing six people and wounding at least three others, before being shot to death. Three people were killed and a fourth was injured last week when a gunman stormed a hair salon in Casselberry, Fla. The gunman then killed himself.??

The Associated Press contributed to this report.

?

More content from NBCNews.com:

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Source: http://usnews.nbcnews.com/_news/2012/10/22/14619253-wisconsin-salon-shooters-estranged-wife-among-dead-medical-examiner-says?lite

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Georgia State neuroscientist gets $1.3 million to study the human body's internal clock

Public release date: 22-Oct-2012
[ | E-mail | Share ]

Contact: Jeremy Craig
jcraig@gsu.edu
404-413-1354
Georgia State University

Georgia State University's H. Elliott Albers, the Regents' Professor of Neuroscience and director of the Center for Behavioral Neuroscience, has received a four-year, $1.3 million grant from the National Institutes of Health to study how the body's internal clock is "reset," a key to understanding more about sleep and other disorders affecting human health.

Albers' studies how the internal, or circadian, clock is synchronized to the day-night cycle so that it times many of the body's processes in a roughly 24-hour pattern. The clock is composed of about 10,000 neurons above the roof of the mouth.

The project funded by the grant will focus on the chemical process in which the clock is reset by light. Albers and his lab found they could mimic the effects of light seen by the eye on the clock by injecting a neurotransmitter, a chemical called glutamate, into the clock itself.

"Glutamate communicates light information from the eye into the clock," Albers said.

He said there are two parts of the internal clock, a non-clock element that receives information from other parts of the body and the clock itself.

"What we're trying to understand now is how the information from the non-clock part talks to the clock part and actually resets it," he said. "We're proposing that it takes several hours of neurotransmitter activity to actually reset the clock in response to even very brief exposure to light."

The neurotransmitter involved in this process, called GABA, is the primary inhibitory neurotransmitter in the brain, and understanding how it works could be a key to understanding basic communication among cells in brain.

GABA-active drugs are some of the most commonly prescribed drugs in the world for numerous issues, including sleep disorders and depression.

"We're potentially looking at different kinds of receptors that haven't really been seen before for GABA," Albers said. "This really could have an impact in understanding how GABA acts in the brain, which relates to lots of kinds of disorders."

Health problems related to shift work and jet lag are well known, but scientists are seeing more impacts of disrupting the internal clock on other diseases such as cancer.

###

The NIH grant number is 1R01NS078220-01A1, and more information about the grant is available through the NIH RePORTER database at http://projectreporter.nih.gov.

For more about the Neuroscience Institute at Georgia State, visit http://neuroscience.gsu.edu. For more about the Center for Behavioral Neuroscience in Atlanta, visit www.cbn-atl.org.

---

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?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 22-Oct-2012
[ | E-mail | Share ]

Contact: Jeremy Craig
jcraig@gsu.edu
404-413-1354
Georgia State University

Georgia State University's H. Elliott Albers, the Regents' Professor of Neuroscience and director of the Center for Behavioral Neuroscience, has received a four-year, $1.3 million grant from the National Institutes of Health to study how the body's internal clock is "reset," a key to understanding more about sleep and other disorders affecting human health.

Albers' studies how the internal, or circadian, clock is synchronized to the day-night cycle so that it times many of the body's processes in a roughly 24-hour pattern. The clock is composed of about 10,000 neurons above the roof of the mouth.

The project funded by the grant will focus on the chemical process in which the clock is reset by light. Albers and his lab found they could mimic the effects of light seen by the eye on the clock by injecting a neurotransmitter, a chemical called glutamate, into the clock itself.

"Glutamate communicates light information from the eye into the clock," Albers said.

He said there are two parts of the internal clock, a non-clock element that receives information from other parts of the body and the clock itself.

"What we're trying to understand now is how the information from the non-clock part talks to the clock part and actually resets it," he said. "We're proposing that it takes several hours of neurotransmitter activity to actually reset the clock in response to even very brief exposure to light."

The neurotransmitter involved in this process, called GABA, is the primary inhibitory neurotransmitter in the brain, and understanding how it works could be a key to understanding basic communication among cells in brain.

GABA-active drugs are some of the most commonly prescribed drugs in the world for numerous issues, including sleep disorders and depression.

"We're potentially looking at different kinds of receptors that haven't really been seen before for GABA," Albers said. "This really could have an impact in understanding how GABA acts in the brain, which relates to lots of kinds of disorders."

Health problems related to shift work and jet lag are well known, but scientists are seeing more impacts of disrupting the internal clock on other diseases such as cancer.

###

The NIH grant number is 1R01NS078220-01A1, and more information about the grant is available through the NIH RePORTER database at http://projectreporter.nih.gov.

For more about the Neuroscience Institute at Georgia State, visit http://neuroscience.gsu.edu. For more about the Center for Behavioral Neuroscience in Atlanta, visit www.cbn-atl.org.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-10/gsu-gsn102212.php

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